Farmers Insurance

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A press release published Friday stated that Canada’s new government is committing $52 million US to be paid out over the next four years through Canada’s Mask Crop Protection Program (CCPP) in order to assist agricultural businessmen who are unable to put their commercial crops to seed because of the effects of spring flooding or excessive field moisture.

“Canada’s new government understands solutions are needed to deal with annual cropland flooding. Through the Cover Chop Protection Program, this government will help to ensure Canadian farmers have the support they need to restore and protect flood-damaged cropland,” the Honorable Carol Skelton, Minister of National Revenue, said in the press release. She spoke on behalf of Chuck Strahl, Minister of Agriculture and Agri-Food and Minister for the Canadian Wheat Board.

The Canadian government is not attempting protectionist subsidizing of its farmers with the CCPP.

Earlier this year, Canada attacked the United States’ employ of federal aid to farmers, including excessive subsidizing and disguising excessive subsidizing as emergency wait on to farmers.

In an international meeting of developed and developing nations held in Germany in June, the United States refused to acquiesce to requests from other nations to place more severe limits on its agricultural subsidizing.

Canada claims that the United States soared right on by her annual WTO spending cap of $19.1 billion six times in original years. Canada also maintains that a program to back loans conventional in buying U.S. farm goods is a disguised form of an internationally prohibited export subsidy. What’s more, Canada is of the view that the U.S. has incorrectly labeled a number of her farm programs — including direct payments and nick disaster assistance — as “supports” that by implication do not significantly distort world markets.

The CCPP on the other hand is essentially a federal government insurance program. Agricultural producers who have enrolled in the insurance program and who cannot get a commercial sever seeded by a certain deadline due to excessive moisture or flooding will be eligible to be paid $15 US per acre.

“The CCPP will target assistance this year to designated areas across Canada where an extraordinary number of unseeded acreage claims were filed due to wet conditions. These areas of claim density will be identified in the coming weeks, at which point the program will be in a position to obtain under scheme,” said Skelton.

“There are a lot of wet, unseeded acres in the province. We appreciate the federal government’s recognition of the severity of the situation and encourage eligible producers to apply for financial assistance under the Cover Crop Protection Program,” David Marit, president of the Saskatchewan Association of Rural Municipalities (SARM), said in the press release.

Sources of information used to research this news story:

Agriculture and Agri-Food Canada (Marketwire), “Canada’s New Government Commits Million to Assist Canadian Farmers with Spring Flooding”

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In a statement released Monday, Public Justice, a national public interest law firm headquartered in Washington, D.C., and the California-based Foundation for Taxpayer and Consumer Rights (FTCR), said they are requesting a New Orleans federal court to keep public key documents relating to a lawsuit stemming from Hurricane Katrina. The lawsuit is being brought against Allstate Insurance Company on the grounds of “terrible faith”, the failure to pay a legitimate claim on inauthentic grounds of denial.

Allstate has asked the court to keep the documents sealed.

This is not the first time that Allstate has had itself targeted for lawsuits because of a failure to pay claims. A federal court is still waiting for that insurance company to turn over and make public over 12,000 PowerPoint slides made for it by a management consulting firm that started working with the insurer in the early 1990s. The court order was given to Allstate in 2004, and it is amazing that a large corporation is not complying with that order; non-compliance like that is rare.

The company says that it is engaging in “civil disobedience” by denying the order, refusing to let its proprietary secrets and management techniques be stolen by competitors.

But the reason for the court order centers on the claim made by one lawyer in a well-researched book that the management consultant was brought in to indicate Allstate how to re-structure its claims paying policies and whisper its claims adjusters in such a way as to be able to avoid paying on a lot of claims by its policy holders.

Allstate also attempted to block the publication of that lawyer’s book, which was released in 2006. The insurer says that it was using the management training to be able to better protect itself against insurance fraud.

This journalist had Allstate auto insurance in the later 1990s for one year. Although I had a perfect driving record when I bought the insurance, I was the victim of a four-car accident on a fast-moving New Jersey highway that. No one was injured and I was the only one of the four drivers found faultless.

While Allstate paid my claim expediently, I was summarily dropped by the insurer months later for unstated grounds. The company informed me that it had chosen to exercise its “two percent rule” option, under which it is permitted by law to drop two percent of its policy holders in any given year for any reason the company finds to be a good one.

My settlement amount for the accident exceeded the amount of premiums that I paid to Allstate in that year’s time.

“It appears that Allstate devised its claims-handling process to avoid paying claims to homeowners and did so at the very same time homeowners were, quite literally, stranded and desperate due to the devastation caused by Hurricane Katrina. These records shed light on Allstate’s behavior after Hurricane Katrina and Allstate is afraid of the public scrutiny,” said Michael Lucas, a Public Justice attorney.

Source:
Foundation for Taxpayer and Consumer Rights (PR Newswire), “Consumer Advocates Oppose Allstate Insurance Company’s Efforts to Conceal Its Post-Katrina Pay-Out Procedures”

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